My Skeptical Start with Omar’s Money Hacks
Okay, so honestly, when I first stumbled on that “Omar Jenkins saves you money” headline, my eyes rolled hard. Another internet dude promising magic money fixes? Yeah, right. Been burned before. But hey, curiosity got the better of me. The guy seemed… grounded. Not flashy. So I figured, what’s the harm in trying ONE thing? Just one.
Picking My First Battle: The Subscription Graveyard
Omar’s rant about “cash bleed” from subscriptions hit home. Netflix, Hulu, Spotify, that random cloud storage thing… jeez. Omar’s method was simple but brutal: The 30-Day Chop.
- Step 1: Grabbed my bank statement. Felt physically sick seeing all those auto-payments listed.
- Step 2: Took every single subscription service not nailed down (even the $2.99 ones!) and immediately canceled them. Right then. Didn’t think, just cut.
- Step 3: The rule: Wait 30 full days. If I legitimately, desperately needed one back and used it constantly? Maybe resubscribe. But ONLY after that month.
This felt stupidly simple. Almost too easy. But man, hitting “cancel” felt like lifting a weight off my shoulders. Instant action.
Facing the Grocery Monster (Omar-Style)
Groceries were killing me. Omar’s tip sounded nuts: Pre-Shop Inventory Attack & The Power of “Nope.” Here’s how it went down:
- Step 1: Before even thinking about the store, I raided my pantry, fridge, and freezer. Seriously. Wrote down EVERY. SINGLE. THING. That half-bag of rice? Canned beans from 2022? Frozen peas? All counted.
- Step 2: Made my meal plan ONLY using what I had written down. Got weirdly creative. Pasta with frozen veggies and canned tuna? Sure. Breakfast for dinner? Why not!
- Step 3: Only after planning these meals did I make the shopping list. And Omar’s rule was KING: If it wasn’t on the list because the meal plan needed it? Didn’t go in the cart. Period. Saw cookies? “Nope.” Fancy cheese? “Nope.” Felt like a robot, but I stuck to it.
First trip was brutal. So much “nope.” But you know what? My cart was WAY lighter. And my card didn’t scream at checkout.
The Credit Card Shredder Party (Yes, Really)
This one scared me. Omar said carrying plastic is like carrying a personal debt machine. His fix? Operation Cash Only for Daily Grind.
- Step 1: Took out my physical cards (the ones I swiped for coffee, lunch, gas). Looked at them.
- Step 2: Got my damn shredder. Fed them in. Heard that crunching sound. Felt crazy, man. Truly crazy. (Kept one for online bills locked in a drawer, obviously).
- Step 3: Budgeted cash for weekly “fun” money and essentials (gas, etc.). Once that envelope was empty? Done. No magic plastic rescue.
First week carrying cash felt weird. Primitive. But paying $15 cash for lunch? Felt WAY more real than swiping a card. I thought harder about buying junk.
The Ugly (But Honest) Results After 2 Months
So, did Omar Jenkins save me money? Here’s the raw scoop:
- Subscriptions: Canceled 7 subs. ONLY missed one (Spotify… sorry man, I need tunes). Saving: Roughly $45/month instantly. Pure profit.
- Groceries: My “nope” strategy combined with pantry raids? Slashed my grocery bill by about 30%. That’s easily $150-$200/month less gone. Turns out I had tons of food hiding!
- Cash/Daily Spending: This was the KILLER. Spending dropped a stupid 40% on lunches, coffees, impulse buys. Seeing cash disappear makes your brain hurt way more than a card tap. Easy $100+/month saved. Probably more.
The Grand Total? We’re talking $300-$400 extra staying in MY pocket each month. No magic. No complex investing. Just stupid-simple friction Omar style.
Final Thoughts: The Dude Wasn’t Wrong
Am I suddenly rich? Hell no. Does my budget still suck sometimes? Absolutely. But Omar wasn’t selling fairy dust. He pushed action. Simple, tangible, slightly uncomfortable ACTION anyone can do RIGHT NOW. Cutting subs you ignore, forcing yourself to shop smarter with “nope,” and facing the physical pain of spending cash instead of plastic… it works. It’s not glamorous, but damn, it adds up. Turns out the dude knew his stuff. Guess I drank the Kool-Aid, and my wallet is happier for it.
